Best of

Best Insurance & Protection for Short-Term Rental Operators

Damage waivers, liability coverage

🏆 Best Overall

Insurance & Protection

Proper Insurance

Comprehensive commercial coverage built for short-term rentals

Best Overall

The most comprehensive STR insurance — if you can stomach the premium

Contact sales • No free trial

Insurance & Protection

InsuraGuest

Flat-rate guest damage and accidental medical coverage for short-term rentals

Best Value

Affordable flat-rate guest protection layer for PMS-connected operators

From $69 • No free trial

Insurance & Protection

Safely

Pay-per-booking vacation rental insurance with built-in guest screening

Best for Small Hosts

Best pay-per-booking insurance for low-to-mid occupancy hosts

From $8 • No free trial

Insurance & Protection

Awning Insurance

Curated STR insurance marketplace surfacing four vetted carriers

Solid Option

Useful triage page for new Airbnb investors; thin if you already know the STR carrier landscape

From $40 • No free trial

Insurance & Protection

CBIZ Vacation Rental Insurance

Specialty STR insurance for U.S. owner-hosts

Solid Option

Established specialty STR insurer — but you'll need to call for a quote

Contact sales • No free trial

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