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All tools/CBIZ Vacation Rental Insurance

Solid Option
Last updated 2026-04-25

CBIZ Vacation Rental Insurance for mid-sized portfolios (5–20 listings)

Operators at 5–20 listings, past the solo-host stage but not yet running a full property management company.

Our verdict for mid-sized portfolios (5–20 listings)

Okay fit — consider alternatives

Mid-portfolio owners can get coverage, but CBIZ doesn't publish portfolio-level minimums or multi-property discounts, so you'll need to negotiate via the quote process.

Why it fits you

  • A-rated carrier and high liability limits suit growing portfolios
  • Business-income coverage protects revenue across multiple units

What might bite you

  • No documented multi-property pricing structure
  • No PMS or software integration to streamline policy management

Best-for-you alternatives at this size

  • Proper Insurance Great fit

    This is Proper's sweet spot — enough units to spread the premium cost, enough risk exposure to need the specialized coverage.

    Contact sales • No free trial · The most comprehensive STR insurance — if you can stomach the premium

  • Awning Insurance Okay fit — consider alternatives

    Useful as a benchmark check against your incumbent carrier, but not a portfolio management tool — you'll still bind directly with one of the four partners.

    From $40 • No free trial · Useful triage page for new Airbnb investors; thin if you already know the STR carrier landscape

  • InsuraGuest Okay fit — consider alternatives

    Blanket coverage across a portfolio is convenient, but property-manager pricing isn't publicly published — you'll need to ask for a rate card.

    From $69 • No free trial · Affordable flat-rate guest protection layer for PMS-connected operators

Still think CBIZ Vacation Rental Insurance is right for you?

Contact sales • No free trial