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All tools/Safely

Best for Small Hosts
Last updated 2026-04-19

Safely for large portfolios (20–100 listings)

Professional operators and small-to-mid property management companies running 20–100 listings, typically with dedicated staff and systems.

Our verdict for large portfolios (20–100 listings)

Okay fit — consider alternatives

Pay-per-booking math works at high nightly-rate properties but gets expensive at 250+ nights/yr/property. Large operators running high-occupancy urban or resort units often do better with annual policies like Proper or Steadily at this scale.

Why it fits you

  • Bundled guest screening via SafelyScore database saves a standalone screening tool subscription
  • Native PMS integrations (Hostaway, Guesty, Hospitable, Lodgify) automate per-booking activation
  • 98% of sub-$1K claims paid within 24 hours — useful at 100-listing scale where small incidents are continuous

What might bite you

  • Per-night pricing can exceed annual policy cost at 250+ nights/yr/property — run the math for your occupancy
  • $10K contents cap and supplemental-only coverage require a homeowners or commercial policy underneath

Best-for-you alternatives at this size

  • Proper Insurance Great fit

    At 20+ listings the odds of needing specialized coverage approach certainty — Proper's breadth pays for itself the first time you file a non-standard claim.

    Contact sales • No free trial · The most comprehensive STR insurance — if you can stomach the premium

  • Awning Insurance Consider alternatives

    Awning's curated four-carrier set is consumer-facing residential STR; large portfolios with mixed property types should engage a specialized commercial broker directly.

    From $40 • No free trial · Useful triage page for new Airbnb investors; thin if you already know the STR carrier landscape

  • CBIZ Vacation Rental Insurance Consider alternatives

    CBIZ is positioned for owner-hosts of 1–4-unit properties, not large multi-property managers — research confirmed eligibility caps around 1–4 units per policy.

    Contact sales • No free trial · Established specialty STR insurer — but you'll need to call for a quote

Still think Safely is right for you?

From $8 • No free trial