Accounting & Tax
Ximplifi
Outsourced accounting and automation built for vacation rental managers
Best for Scale
Full-service outsourced accounting for PMCs ready to hand off the books
Contact sales • No free trial
Comparison
Ximplifi vs Clearing
Pricing, pros and cons, and buyer-fit side-by-side. Pick the one that matches your operation — or see why neither should.
Accounting & Tax
Clearing
Trust accounting and bookkeeping built for short-term rental managers
Solid Option
Specialist bookkeeping for STR managers who actually need trust accounting
From $25 • No free trial
✓Editorial verdict
Which Should You Pick: Ximplifi or Clearing?
Pick Ximplifi if you want US-based STR-specialized accountants to run your books, bill pay, owner statements, and trust accounting end-to-end as a managed service. Pick Clearing if you'd rather operate a software platform yourself with published per-listing pricing and trust accounting as a first-class product feature.
Editorial perspective from the Ximplifi side; factual claims about Clearing are drawn from its review.
Pricing Side-by-Side
Ximplifi
Full pricing →Contact sales • No free trial
Contact sales
Custom pricing based on scope of services and company size. Bill pay services cost $10/listing/month on Gold/Silver plans (included in Platinum). VRPlatform subscription based on active units. No published pricing — contact sales for quote.
Try XimplifiClearing
Full pricing →From $25 • No free trial
Up to 5 listings
$25/mo
- Bookkeeping baseline
- PMS, Stripe, and Airbnb data ingestion
11-20 listings
$9.25 per unit/mo
- Bookkeeping baseline
- Per-unit pricing kicks in
100+ listings
$8.50 per unit/mo
- Bookkeeping baseline at lowest published per-unit rate
- Suitable for portfolios at scale
Trust accounting add-on
$2.50 per unit/mo + $199-$499 setup
- Virtual bank accounts to segregate rental funds
- ACH disbursement to homeowners
What each tool does well — and where it falls short
What Ximplifi does well
Industry specialization with human expertise
Combines technical automation with US-based accounting expertise specifically for vacation rentals, avoiding problems of working with general accountants unfamiliar with STR complexities.
Significant time savings
Documented case study shows one client saving 30 hours per week and over $100,000 annually while becoming more profitable.
Seamless PMS integration
VRPlatform connects directly with popular PMS platforms and accounting software to eliminate manual data entry.
What Clearing does well
Broad PMS and payment-processor integration coverage
The integrations page lists Hostaway, Guesty, Hospitable, Lodgify, OwnerRez, Stripe, and others — unusually wide for a bookkeeping-layer product, which reduces lock-in if you switch PMSes.
Trust accounting is the headline feature, not a bolt-on
The homepage title is 'Trust accounting for Property Managers' and the platform supports virtual bank accounts to keep owner funds segregated — a compliance step generalist tools push back to the operator.
Vendor case studies cite quantified time savings
Named customers on the customer-story page report cuts like 'up to 70%' fewer month-end hours across 300+ properties and one operator saving 50+ hours monthly.
Where Ximplifi falls short
Higher cost than software-only solutions
Includes human accountants and full-service support rather than just automation tools, making it pricier than typical software licenses.
Additional vendor complexity
Requires adding another vendor relationship and subscription cost to your stack, with a potential adjustment period to work with their team's style.
Opaque pricing model
No published pricing structure available, requiring direct sales engagement for custom quotes, making cost comparison difficult.
Where Clearing falls short
Plan tier pricing requires a sales call
Both Pro and Ultimate plans show 'Talk with Sales' on the pricing page, and a third-party directory notes a demo is required before purchase. Apples-to-apples comparison requires booking a call.
Trust accounting is priced separately from the bookkeeping base
It's $2.50 per unit per month plus a one-time implementation fee scaling from $199 to $499 by portfolio size — meaningful budget for a 50-listing operator.
Very limited independent review signal
shorttermrentalsoftware.com lists '0 reviews currently listed' and Capterra/G2 don't surface a populated page, so buyers lean heavily on vendor-published case studies.
Which Should You Pick
Pick Ximplifi if
PMCs that want to outsource their bookkeeping to vacation rental accounting experts while leveraging software to automate data flow from their PMS.
Skip Ximplifi if
You're an individual self-managing property owner or need a low-cost DIY accounting tool rather than a full-service relationship.
Pick Clearing if
Property managers running 10-300+ short-term rental units who need automated trust accounting, owner statements, and reconciliation across multiple OTAs and PMSes.
Skip Clearing if
You're a single-listing host, you need a PMS replacement (Clearing layers on top of one), or you require self-serve plan-tier pricing without a sales call.
Where Ximplifi and Clearing actually differ
- Ximplifi is an outsourced accounting firm pairing US-based STR accountants with VRPlatform automation; Clearing is software you operate yourself, ingesting PMS reservations and reconciling them in-app.
- Clearing publishes per-listing pricing ($25/mo floor up to 5 listings, $9.25/unit at 11–20, $8.50/unit at 100+) plus a $2.50/unit trust-accounting add-on with a $199–$499 implementation fee; Ximplifi publishes only bill pay at $10/listing/month on Gold/Silver tiers and quotes the rest.
- Ximplifi integrates with QuickBooks, Xero, and Sage Intacct on the accounting side; Clearing's advertised accounting connector is QuickBooks Online on the Ultimate plan only — no Xero or Sage Intacct.
- Clearing makes trust accounting with virtual bank accounts and ACH disbursement to homeowners a self-serve product feature; Ximplifi delivers trust accounting through its accountants as a service rather than as a tool you operate.
- Ximplifi documents 30 hours/week saved and $100K+ annual savings by replacing in-house bookkeeping labor entirely; Clearing's vendor case studies cite up to 70% fewer month-end hours but still require your team to drive the platform.
Common objections
- Clearing publishes pricing starting at $25/mo and Ximplifi won't quote without a sales call. Why engage Ximplifi?
- If transparent per-listing pricing is a hard requirement, Clearing wins on that axis and we'd say so. Ximplifi's premium reflects dedicated US-based accountants doing the bookkeeping, bill pay, and owner statements rather than handing you software to run. The math works when bookkeeping labor is already costing you a part-time hire — one documented case study shows $100K+ annual savings versus continuing in-house — but it doesn't pencil out below ~10 listings.
- Doesn't Clearing already cover trust accounting? Why pay Ximplifi for the same thing?
- Clearing covers trust accounting as a software workflow — virtual bank accounts, ACH disbursement, owner statements that you operate. Ximplifi covers trust accounting as a service — accountants who handle the reconciliation, statement generation, and multi-owner complexity for you. If you want to keep ownership of the close, Clearing is the right tool. If you want the close to happen without your team touching it, Ximplifi is the right fit.
- Can I run Clearing and Ximplifi together?
- Yes, and some PMCs do. Clearing can sit as the trust accounting and owner-disbursement layer while Ximplifi's accountants close the books in QuickBooks, Xero, or Sage Intacct using cleaner upstream data. The overlap is reconciliation and owner statements, so pick one to own that workflow rather than paying both vendors to do it.
Keep Digging
Ximplifi
Full-service outsourced accounting for PMCs ready to hand off the books
Clearing
Specialist bookkeeping for STR managers who actually need trust accounting