Brex for mid-sized portfolios (5–20 listings)
Operators at 5–20 listings, past the solo-host stage but not yet running a full property management company.
Our verdict for mid-sized portfolios (5–20 listings)
Okay fit — consider alternatives
If your STR business is incorporated and has steady cash flow, Brex Essentials gives you cards plus expense controls without a personal guarantee.
Why it fits you
- Free Essentials tier covers cards and basic policy controls
- No personal guarantee keeps the card off your personal credit
- QuickBooks, Xero, NetSuite, and Sage Intacct integrations match common STR books
What might bite you
- USD-only with high international payment fees if you have non-US units
- Cash-back redeems at only 0.6 cent per point outside Brex travel
Best-for-you alternatives at this size
- Baselane Okay fit — consider alternatives
Solid free financial layer, but you will outgrow the lack of operational tools and may want tighter PMS integration.
From $0/mo • No free trial · Best free banking and bookkeeping layer for independent rental owners
- Mercury Okay fit — consider alternatives
Workable as the banking rail for 10–50 listings, especially once invoicing/bill-pay automation is worth the Plus tier.
From $0 • No free trial · Solid free LLC banking layer for U.S. STR operators — but not a property tool
Still think Brex is right for you?
From $0 • No free trial