All tools/Brex

Banking & FinanceUpdated 2026-04-25

Brex

Corporate cards and spend management for incorporated businesses

At a glance

Updated 2026-04-25

Solid Option

A solid corporate card for incorporated STR companies — but not an STR tool

Best for: U.S.-incorporated STR management companies that already run QuickBooks, Xero, NetSuite, or Sage Intacct and want corporate cards without a personal guarantee

Pricing

From $0 • No free trial

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What Brex actually is

Brex is a corporate card and spend-management platform for U.S.-incorporated companies — not an STR-specific tool. Operators considering it use it horizontally for cards, expenses, and accounting sync alongside their PMS and booking stack.

Core features

Corporate card with no personal guarantee
Per-user expense policies and controls
Native integrations with QuickBooks Desktop, Xero, NetSuite, and Sage Intacct
Slack and Zapier integrations for approvals and automation
Multi-tier plans from free Essentials to custom Enterprise

Pros

No personal guarantee or personal credit pull required
Free Essentials tier covers cards plus basic expense controls
Deep accounting integrations with the ERPs STR finance teams already use

Cons

Sole proprietors and unincorporated partnerships aren't eligible
Cash-back redeems at only 0.6 cent per point versus 1 cent through Brex travel
USD-only with high international payment fees

Best for

U.S.-incorporated STR management companies that already run QuickBooks, Xero, NetSuite, or Sage Intacct and want corporate cards without a personal guarantee

Not for

Sole-proprietor hosts, unincorporated partnerships, and operators with non-USD payouts or EU/LATAM units

Is Brex right for you?

Honest per-segment take. Click any card for the full breakdown.

1–5 listings

Small portfolios

Niche fit

If you're a sole-proprietor host or unincorporated partnership, you can't get a Brex card — eligibility is a hard wall, not a soft preference.

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5–20 listings

Mid-sized portfolios

Okay fit

If your STR business is incorporated and has steady cash flow, Brex Essentials gives you cards plus expense controls without a personal guarantee.

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20–100 listings

Large portfolios

Great fit

Larger U.S.-incorporated STR management companies running NetSuite or Sage Intacct are exactly Brex's target buyer.

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Airbnb primary

Airbnb-first hosts

Niche fit

Brex has zero STR-specific functionality — there's no Airbnb integration, no booking-data sync, no listing-level reporting.

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Vrbo primary

Vrbo-first hosts

Niche fit

Same reason as Airbnb-first — Brex is a horizontal finance tool with no Vrbo-specific positioning or integration.

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3+ channels

Multi-channel operators

Okay fit

Multi-channel operators on QuickBooks/Xero/NetSuite can use Brex as the corporate card layer underneath their PMS, but it doesn't unify channel finance for you.

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Related tools

Same category, different fits. Each pick has a direct comparison reason.

View category ranking

Baselane

Best for Small Hosts

Pick Baselane if you're an independent landlord or small host who wants free FDIC-insured banking with automated bookkeeping and rent collection — Brex won't even approve you without incorporation.

From $0/mo • No free trial

View alternatives

Mercury

Solid Option

Pick Mercury if you need a full business checking account to receive PMS payouts and pay vendors — Brex is a card and spend-management layer, not a bank, so most operators who choose Brex still run a banking product like Mercury underneath it.

From $0 • No free trial

View alternatives

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