InsuraGuest for multi-channel operators
Operators listing on three or more channels (Airbnb, Vrbo, Booking.com, Expedia, Agoda, Google Vacation Rentals).
Our verdict for multi-channel operators
Great fit
If you're distributing across Airbnb, VRBO, and Booking.com via a connected PMS, InsuraGuest gives you one blanket policy and one guest-fee pattern across all channels.
Why it fits you
- Pre-integrated with Hostaway, Hostfully, Guesty, and other multi-channel PMSs
- Single subscription blanket-covers properties regardless of booking channel
- Guest-fee pass-through works across Airbnb, VRBO, and Booking.com
What might bite you
- $25K coverage cap applies regardless of channel mix
Best-for-you alternatives at this size
- Proper Insurance Great fit
Multi-channel hosts face the widest range of liability scenarios — Proper's coverage breadth matches that exposure better than any competitor.
Contact sales • No free trial · The most comprehensive STR insurance — if you can stomach the premium
- Awning Insurance Okay fit — consider alternatives
The carriers themselves underwrite STR regardless of channel mix, but Awning's marketplace doesn't differentiate or guide based on multi-channel operations.
From $40 • No free trial · Useful triage page for new Airbnb investors; thin if you already know the STR carrier landscape
- CBIZ Vacation Rental Insurance Okay fit — consider alternatives
CBIZ covers the property regardless of where it's listed, so multi-channel hosts get the same policy benefits — but there's no software-side integration with channel managers or PMSs.
Contact sales • No free trial · Established specialty STR insurer — but you'll need to call for a quote
Still think InsuraGuest is right for you?
From $69 • No free trial