Is Mercury Right for You?
Pick your setup — we'll tell you straight whether Mercury fits.
Is Mercury right for you?
Honest per-segment take. Click any card for the full breakdown.
1–5 listings
Small portfolios
If you operate 1–10 STR listings under a U.S. LLC, the free tier gives you a no-fee operating account that flows directly into your bookkeeping stack.
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5–20 listings
Mid-sized portfolios
Workable as the banking rail for 10–50 listings, especially once invoicing/bill-pay automation is worth the Plus tier.
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20–100 listings
Large portfolios
Mercury Pro at $299/mo can support 50–500 listings, but at this size operators usually want a chartered bank relationship as well.
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Airbnb primary
Airbnb-first hosts
Airbnb-first hosts can use Mercury to receive payouts via ACH and reconcile in QuickBooks/Xero, but Mercury is not Airbnb-aware.
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Vrbo primary
Vrbo-first hosts
Vrbo-first operators get the same generic ACH-and-accounting-sync benefits as Airbnb-first hosts, with no Vrbo-specific features.
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3+ channels
Multi-channel operators
Multi-channel operators benefit from one consolidated business account with accounting sync, but Mercury does not see channels — that work happens in your PMS.
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