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All tools/Safely

Best for Small Hosts
Last updated 2026-04-19

Safely for mid-sized portfolios (5–20 listings)

Operators at 5–20 listings, past the solo-host stage but not yet running a full property management company.

Our verdict for mid-sized portfolios (5–20 listings)

Okay fit — consider alternatives

Safely can work across a 10–30 unit portfolio, but run the occupancy math — per-night pricing may exceed annual alternatives at scale.

Why it fits you

  • Fast claims process (98% paid in 4.5 days) reduces operational drag across many units
  • Guest screening database adds a risk layer that scales across your portfolio

What might bite you

  • At portfolio-level occupancy rates, annual policies from Proper Insurance may cost less per property
  • Volume discount structure is not publicly documented — you must negotiate custom quotes
  • $10K contents cap may not cover damage across premium units

Best-for-you alternatives at this size

  • Proper Insurance Great fit

    This is Proper's sweet spot — enough units to spread the premium cost, enough risk exposure to need the specialized coverage.

    Contact sales • No free trial · The most comprehensive STR insurance — if you can stomach the premium

  • Awning Insurance Okay fit — consider alternatives

    Useful as a benchmark check against your incumbent carrier, but not a portfolio management tool — you'll still bind directly with one of the four partners.

    From $40 • No free trial · Useful triage page for new Airbnb investors; thin if you already know the STR carrier landscape

  • CBIZ Vacation Rental Insurance Okay fit — consider alternatives

    Mid-portfolio owners can get coverage, but CBIZ doesn't publish portfolio-level minimums or multi-property discounts, so you'll need to negotiate via the quote process.

    Contact sales • No free trial · Established specialty STR insurer — but you'll need to call for a quote

Still think Safely is right for you?

From $8 • No free trial